The goal of portfolio construction is to assemble a group of securities that will provide the highest return for the lowest level of risk. This sounds simple, but it can be difficult in practice. Determining what stocks are “safe” investments and which ones have high potential for growth is an art form in itself. In […]
One of the most important decisions you’ll ever make in your life is what to do with your money. While it can be tempting to think that this is a decision you can make alone, the truth is that there are many things outside of your own expertise that come into play when it comes
Investment bonds are a type of investment in which an individual purchases a bond and the bond issuer is obligated to pay interest on the security and return it at maturity. Investment bonds can come with different levels of risk, but they generally offer higher returns than other types of investments such as stocks or
ESG, environmental, social, and corporate governance issues have been a growing concern for investors over the last decade. As corporations become more aware of ESG risks, they are increasingly incorporating sustainability into their strategy. In some cases, this means that companies are becoming more profitable as they address risks through ESG disclosures. In other cases,
Investing green is a term that has been in use for many years. It refers to the practice of investing in projects, technologies, and practices that are environmentally friendly. But now with the invasion of Ukraine and the divestment from the oil sector and coal production, opportunity abounds. Then add the effects of the pandemic
Are you already familiar with greenwashing? If so, then the concept of social washing should sound familiar. It’s a strategy companies use to promote themselves as more socially responsible than they actually are for financial gain. This is done by utilizing various meaningful marketing tactics such as donating to charities or publicizing their sustainability initiatives
It is estimated that there are up to 300,000 personal advisors in the U.S., and nearly $30 trillion dollars of investable assets are overseen by some 80,000 of them. Searching for the right advisor can be daunting, but it is often essential to ensuring that your financial plan reflects your unique needs and goals. The
The compliance department is a separate body of sorts that ensures that the company abides by all laws and regulations enacted by either federal or state governments. They are also in charge of investigating any violations, which they then report to the appropriate authorities for further action to be taken. Compliance departments are an important
The Corruption Perceptions Index (CPI) is an annual index compiled by the Berlin-based NGO Transparency International which measures perceptions of levels of corruption in countries around the world. The CPI is a composite indicator, drawing on multiple sources from 13 independent institutions to provide a comprehensive and holistic view of political graft. The CPI ranks
Every year, the federal government conducts hundreds of audits of agencies to make sure they are in compliance with FISMA. The audit is a process to review an organization’s compliance with the Federal Information Security Management Act. An audit assesses the policies, procedures, and overall effectiveness of information security management practices at an organization. The